Income Protection
Within the word, life is the word IF. The IF is what can put a damper or a complete roadblock to immediate plans for yourself, your family or your business as well as any long-term plans. Many events we encounter we have no control over when they happen. Proper planning can lessen the impact.
Your goals for income protection could include:​​
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Take care of the immediate challenges
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Income replacement/protection
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Protect your home
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Cover debts
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Maintain a comfortable standard of living
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Potentially protect your assets and/or estate from creditors, probate, and taxation
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Transfer your wealth/business smoothly and efficiently to your heirs
Income Protection Needs
Immediate Needs
Immediate Needs
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360 degree planning
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Income protection
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Life insurance
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Disability
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Critical illness
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Mortgage cancellation/protection
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Debt/liability protection
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Family protection
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Retirement plan
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Education
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Health insurance
Ongoing Needs
Ongoing Needs
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360 degree planning
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Estate planning
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Tax Planning/efficiencies
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Debt elimination
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Retirement protection
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Efficient asset transfer
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Family legacy
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Healthcare
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Life insurance
Business Needs
Business Needs
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360 degree planning
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Business succession
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Funding buy/sell agreement
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Debt protection
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Liquidity
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Capital dividend account
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Protecting key employees
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Employee benefits program
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Reduces turnover
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Corporate life insurance