Retirement
Your life goals are unique to you and there’s no reason why your investment strategy should be any different. Goals-based investing can significantly help to increase the chance of reaching your financial goals.
Where do I start?
Start thinking about your life goals and write them down. You can talk about it with your partner, family or close friends. Not sure about where to start?
Consider some common financial goals:​
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When do you want to retire and what type of lifestyle do you want?
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Are you planning any large purchases, like a home, a car or a vacation?
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What about saving for education, whether it’s for yourself, your children or grandchildren?
Stages of Retirement
Wealth Accumulation
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Do a pre-retirement check
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Figure out when you want to retire
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Understand how much you need to retire
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Know what benefits you’ll get
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Uncover how much extra you need to save
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Discover the best accounts to use
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Stick to your plan
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Prepare for the transition
Wealth Accumulation
Wealth Distribution
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Identify and compare your income and expenses to determine any shortfalls or surpluses
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Review and analyze the various retirement income strategies.
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Review and compare the retirement income options available.
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Tax planning
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Develop an action plan.
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Monitor the plan regularly
Wealth Distribution
Risk Management
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Portfolio construction and management
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Ongoing portfolio review
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Tax planning
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360-degree planning
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Insurance needs analysis
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Use of life, critical illness and disability insurance to protect retirement plans throughout every stage of life
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Estate planning
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Tax effective and ease of transfer of wealth
